However, you can borrow the amount as per your value of the property you pledged and your ability to repay the loan. For resident Indians, the loan tenure extends up to 25 years, if the person meets the required eligibility criteria. There are some aspects that must be taken care of while going in for filling an application meant for approval for any loan amount. Your basic personal details in the application form are required so that you can be contact soon in order to reply you that your loan application has approved and the money has directly transferred to your given bank account.